Sign Up to be a BeneFinder Agent and Receive Your Free Private Exchange Agents who want to appoint can now complete and be electronically transmitted to IHC who will then send the appropriate contracting links. STEP 1: First, you must contract with IHC. Click here to contract with IHC ACA Agent Appointments / Contracts available for Virginia: Bright Health Oscar Cigna United Healthcare STEP 2: Complete the below form Additional Appointments for Anthem and Optima are available. Contact Lee@BeneFinder.com for contracting.