VIRGINIA PHYSICIANS AND PATIENTS

The landscape for Virginia’s 2018 Individual On-Exchange Marketplace has changed signi cantly. MSV and BeneFinder have developed this fact sheet to help offer patients guidance and solutions through this transition.

What are the changes?

United Health and Aetna have pulled out of the 2018 Individual Market, both on and off the Exchange.
Anthem Blue Cross and Blue Shield reduced coverage areas from over 120 counties and cities to only 68 counties and cities in 2018.
Optima Health reduced coverage areas to 34 counties and cities in 2018.
All remaining carriers have significantly increased their 2018 maximum rates.
2018 Open Enrollment is now ONLY open November 1 – December 15.

How could these changes impact you?

Significant rate increase: most of the areas will have no alternative participating carrier which may have a big impact on your premium.
Network disruption: most of the participating carriers have a very narrow provider network so your new plan may not have your local doctor or hospital in-network.
Prescription drug change: your new carrier and plan may have a different Rx formulary which may impact your current medications.

How can Benefinder assist you?

Individual health plan check: check your current plan to see if you will be impacted.
Individual health plan: help you transition to the best coverage options available.

Does this change Medicare?

No, if you have questions around Medicare, or Medicare prescription drugs, please go to www.medicare.gov and www.benefinder.com.

Don’t delay, prepare now.

MSV has partnered with BeneFinder to develop resources to answer questions and provide additional guidance:

BeneFinder website: www.benefinder.com

The Medical Society of Virginia and BeneFinder have partnered to help you navigate your healthcare choices for 2018

VIRGINIA PHYSICIANS AND PATIENTS

What are the changes?

How could these changes impact you?

How can Benefinder assist you?

Does this change Medicare?

Don’t delay, prepare now.